IRCTC Online Transactions: Here’s How Much You Pay On Net Banking, Wallets, Card Payments

IRCTC Online Transactions: Here’s How Much You Pay On Net Banking, Wallets, Card Payments

Indian Railway Catering And Tourism Corporation  (IRCTC), the e-ticketing arm of Indian Railways, offers several payment options such as net banking, debit/credit cards and mobile wallets for booking of train tickets. However, passengers have to pay certain charges on making payments through these gateways.

For example, for every transaction done via State Bank of India (SBI), Punjab National Bank (PNB), Indian Bank and Union Bank of India, among others, IRCTC charges Rs. 10 per transaction, according to IRCTC’s website – irctc.co.in.

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GIVEN BELOW ARE TRANSACTIONS CHARGES LEVIED BY IRCTC FOR PAYMENTS DONE VIA NET BANKING, CREDIT/DEBIT CARDS AND WALLETS:

Net banking

State Bank of India and Associates Rs. 10/- per transaction
Federal Bank Rs.10/- + Applicable Taxes
Indian Bank Rs. 10/- per transaction
Union Bank of India Rs. 10/- per transaction
Andhra Bank Rs.10/- + Applicable Taxes
Punjab National Bank Rs. 10/- per transaction
Allahabad Bank Rs.10/- + Applicable Taxes
Vijaya Bank Rs.10/- + Applicable Taxes
AXIS Bank Rs.10/- + Applicable Taxes
HDFC Bank Rs.10/- + Applicable Taxes
Bank of Baroda Rs.10/- + Applicable Taxes
Karnataka Bank Rs.05/- + Applicable Taxes
Oriental Bank of Commerce Rs.10/- + Applicable Taxes
Karur Vysya Bank – NIL
Kotak Mahindra Bank Rs.10/- + Applicable Taxes
ING Vysya Bank (now Kotak) Rs.10/- + Applicable Taxes
ICICI Bank Rs.10/- + Applicable Taxes
IndusInd Bank – NIL
IMPS Rs. 5 for TXN Amt upto Rs. 5000/- and Rs. 10 for above.
Central Bank of India Rs. 10/- + Applicable Taxes
Bank of India Rs. 10/- per transaction
Syndicate Bank Rs. 10/- per transaction
Bank of Maharashatra – NIL
IDBI Bank – NIL
Corporation Bank Rs. 10/- per transaction
Yes Bank Rs. 10/- + Applicable Taxes
Nepal SBI Bank Ltd. NPR 19/- per transaction + Exchange Commision + Applicable Taxes
South Indian Bank – NIL
Canara Bank Rs.10/- + Applicable Taxes
City Union Bank Nil
Airtel Payments Bank Rs.10/- + Applicable Taxes

(As mentioned on IRCTC’s official website- irctc.co.in)

Credit/Debit cards

Visa/Master Card NIL , For all Domestic Debit Cards upto Rs. 1 Lakh
(Powered By CITI BANK) 1.8 % + Applicable Taxes for all domestic Credit Cards
Visa/Master Card(Powered By HDFC BANK) – NIL , For all Domestic Debit Cards
– 1.8 % + Applicable Taxes for all domestic Credit Cards
American Express 1.8% of Transaction Amount
Visa/Master Card(Powered By AXIS BANK) – NIL , For all Domestic Debit Cards
– 1.65% + Applicable Taxes, For all Master/Visa Credit Cards.
RuPay Card (Powered by Kotak Bank) – NIL upto Rs. 1 Lakh

(As mentioned on IRCTC’s official website- irctc.co.in)

Wallets/Cash cards

ITZ Cash Card Rs. 10/- or 1.5% whichever is lower
I Cash Card 1.5% per transaction
Oxigen Wallet 1.80% + Applicable Taxes
Paytm Wallet 1.80% + Applicable Taxes
Mobikwik Wallet 1.80% + Applicable Taxes
mRUPEE Wallet Transaction Charges NIL
Paytm Wallet 1.80% + Applicable Taxes
Freecharge Wallet 1.80% + Applicable Taxes
SBI Buddy Rs. 10/- + Applicable Taxes
OLAMONEY Wallet 1.30% + Applicable Taxes
Airtel Money .75% + Applicable Taxes
I Cash Card 1.5% per transaction

(As mentioned on IRCTC’s official website- irctc.co.in)

IRCTC also offers secure online payment via it’s e-wallet service. IRCTC e-wallet is a scheme under which user can deposit money in advance with IRCTC and later use it for paying money at the time of booking tickets.
Source:- ndtv
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